Wealth Management
As investment advisor representatives with Royal Alliance Associates, a registered investment advisor, our wealth management process is an advisory discipline that incorporates a coordinated team approach to evaluate the following wealth management disciplines:
- Investment consulting – We evaluate your investments through asset allocation tools and determine the investment strategy most appropriate for your retirement income goals, college education goals, or dreams and major purchases.
- Portfolio Management - We manage your portfolio on a regular basis with the goal of improving the likelihood of achieving your goals.
- Tax mitigation strategies – We review your situation with our tax specialists to help you mitigate any unnecessary taxes.
- Estate planning – We review your situation with our estate planning expert to create a game plan for the most efficient transfer of your wealth.
- Wealth protection – We review all of your insurance coverage and liability gaps with our insurance expert to mitigate any unnecessary risks in your wealth plan.
- Charitable gifting strategies – We utilize our charitable gifting expert to evaluate any charitable gifting strategies that may be in line with your own goals.
Investment Consulting
We created our investment consulting process for those clients who want to clarify their financial goals and implement an investment plan. This service is best suited for our clients who have $250,000 or more of investable assets (cash, bonds, stocks, investment accounts, 401k, IRAs). Services include:
- Portfolio analysis
- Asset allocation strategies
- Retirement planning
- Education planning
- Investment planning toward certain goals
- 401k Rollovers