A Registered Investment Adviser and a Certified Financial Planner®, Larry has years of financial planning research and real-life experiences showing people personal finance choices that are focused on how to make smart decisions to work towards growing and protecting their wealth, not income. Larry is also the author of Wealth Odyssey, a book designed to help people make sensible plans for a successful retirement and pursue their other goals by understanding how financial planning issues are related to each other through wealth. He has research published in the Journal of Financial Planning related to retirement planning.
Larry has a B.S. cum laude in Physics from the University of Minnesota and a Master's Degree in Business Administration (MBA) from the University of South Dakota with a concentration in corporate finance and investments. Larry retired in 1994 from the United States Air Force as a commissioned officer after a career as a Command Pilot where he flew helicopters, high-performance acrobatic jets, and internationally to 47 countries on five continents with large multi-engine aircraft. He was also a contingency and war planner during his career as a field grade officer.
His hobbies include reading and travel, especially to El Salvador where he met his wife, Rosa Maria Cáceres. They live in Rocklin, CA, and have four children and nine grandchildren.