Ryan Wealth Management ROYAL ALLIANCE ASSOCIATES, INC.

<body> </head> <body text="#003366" link="#003366" vlink="#003366" alink="#003366" bgcolor="#FFFFFF" leftmargin="0" topmargin="0"> <table border="0" cellpadding="2" width="100%" cellspacing="0"> <tr> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#003366; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=1368" target="_top"> <img src="/graphics/tsr08041.gif" border="0" width="120" height="50" alt="Manage Your Tax Burden" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#003366"> <strong>Manage Your Tax Burden</strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#003366; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=1308" target="_top"> <img src="/graphics/tsr07124.gif" border="0" width="120" height="50" alt="Giving for the Greater Good" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#003366"> <strong>Giving for the Greater Good</strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#003366; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=1463" target="_top"> <img src="/graphics/tsr08104.gif" border="0" width="120" height="50" alt="Increase Your Protection" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#003366"> <strong>Increase Your Protection</strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#003366; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=1358" target="_top"> <img src="/graphics/tsr08035.gif" border="0" width="120" height="50" alt="Weather: It Matters" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#003366"> <strong>Weather: It Matters</strong> </font> <br><br> </a> </td> </tr> </table> </td> </tr> </table> <table width="100%" border="0" height="196" cellpadding="0" cellspacing="0" align="center"> <tr> <td align="right" valign="top"> <a href="calculators.cfm" target="_top"> <img src="/graphics/A/T5C1fciconA.gif" height="76" width="86" border="0" align="top"></a></td> <td valign="top" align="left"> <a href="calculators.cfm" target="_top"> <img src="/graphics/A/T5C1fciconB.gif" alt="Calculators" width="215" height="41" border="0" align="top"></a> <p style="font: bold 10pt Arial, Helvetica, sans-serif;">   <a style="text-decoration:none" href="calculators.cfm?ID=129" target="_top"> College Funding</a></p> <p style="font: bold 10pt Arial, Helvetica, sans-serif;">   <a style="text-decoration:none" href="calculators.cfm?ID=136" target="_top"> Cost of Retirement</a></p> <p style="font: bold 10pt Arial, Helvetica, sans-serif;">   <a style="text-decoration:none" href="calculators.cfm" target="_top">More Financial Calculators...</a></p></td> <td align="center" valign="middle"> <table border="0" cellpadding="0" cellspacing="0"><tr> <td width="16" height="16"><img src="/graphics/q1.gif" width="16" height="16"></td> <td height="16"background="/graphics/q2.gif"> <img src="/graphics/q2.gif" width="1" height="16"></td> <td width="24" height="16"><img src="/graphics/q3.gif" width="24" height="16"></td> </tr><tr> <td width="16" background="/graphics/q4.gif"> <img src="/graphics/q4.gif" width="16" height="1"></td> <td align="center" valign="middle"><table bgcolor="#DCDCDC" align="center" border="0" cellpadding="0" cellspacing="0"> <tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <font size="2"><strong>Market Watch</strong></font> - October 06, 2008 @ 05:57 PM<br><br> </font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$INDU" target="mondo"><font color="#000000"><strong>Dow Jones Industrials</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 9,955.50</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 369.88</strong></font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$COMPQ" target="mondo"><font color="#000000"><strong>Nasdaq Composite</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,862.96</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 84.43</strong></font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$SPX" target="mondo"><font color="#000000"><strong>S&P 500</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,056.89</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 42.34</strong></font></td></tr> <tr><form action="http://partners.marketcenter.com/fiserv/quotes/quote.action?symbol=" method="get" target="lower"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-1"> <br>[ <a style="text-decoration:none; color: #000000" href="markets.cfm" target="mondo"><font color="#000000">Markets</font></a> | <a style="text-decoration:none; color: #000000" href="charts.cfm" target="mondo"><font color="#000000">Charts</font></a> | <a style="text-decoration:none; color: #000000" href="quotes.cfm" target="mondo"><font color="#000000">Quotes</font></a> | <a style="text-decoration:none; color: #000000" href="portfolio.cfm" target="mondo"><font color="#000000">Portfolio</font></a> ]</font></td> </tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" style="font-size:7pt;"><br>Market data delayed per exchange rules. <br>All quotes are in US Eastern Time (EST). <br>© eSignal. A division of  <br>Interactive Data Corporation. (NYSE:IDC)  <br>All rights reserved.</font></td> </tr></table> </td><td width="24" background="/graphics/q5.gif"> <img src="/graphics/q5.gif" width="24" height="1"></td> </tr><tr> <td width="16" height="24"><img src="/graphics/q6.gif" width="16" height="24"></td> <td height="24" background="/graphics/q7.gif"> <img src="/graphics/q7.gif" width="1" height="24"></td> <td width="24" height="24"><img src="/graphics/q8.gif" width="24" height="24"></td> </tr></table> </td> </tr> <tr><td align="center" colspan="3"><font color="#003366" face="Arial, Helvetica, sans-serif" size="-2"><br><p>The Financial Advisors at Ryan Wealth Management, Inc. of <br /> Yuba<br /> <br /> City, California offer securities products and services through <br /> <br /> <br /> Royal Alliance Associates, Inc., a registered <br /> <br /> broker-dealer and registered investment advisor, Member <a target="_blank" href="http://www.finra.org">FINRA</a>, <br /> <a target="_blank" href="http://www.sipc.org">SIPC</a>. In this regard, this communication is strictly intended <br /> for individuals residing in the states of California and Nevada. <br /> No offers may be made or accepted from any resident outside <br /> the specific states <br /> <br /> referenced.<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> Advisory services offered through Royal Alliance Associates, <br /> <br /> <br /> Inc., a Registered Investment Advisor.</p> <p><br /> <br /> <br /> </p> <p>A broker-dealer, investment adviser, BD agent, or IA Representative <br /> <br /> <br /> may only transact business in a state if first registered, <br /> <br /> <br /> or is excluded or exempt from state broker-dealer, investment <br /> <br /> <br /> adviser, BD agent or IA rep registration requirements, as <br /> <br /> <br /> appropriate, Follow-up, individualized responses to persons <br /> <br /> <br /> in a state by such a firm or individual that involve either <br /> <br /> <br /> effecting or attempting to effect transactions in securities, <br /> <br /> <br /> or the rendering of personalized investment advice for compensation, <br /> <br /> <br /> will not be made without first complying with appropriate <br /> <br /> <br /> registration requirements, or on applicable exemption or <br /> exclusion. <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> For information concerning the licensing status or disciplinary <br /> <br /> <br /> history of broker-dealer, investment adviser, BD agent, or <br /> <br /> <br /> IA rep, a consumer should contact his or her state securities <br /> <br /> <br /> law administrator.</p> <p><br /> <br /> <br /> </p></font></td></tr></table> <table width="100%" align="center" border="0" cellpadding="4" cellspacing="0"><tr><td align="center"> <div align="center"><font face="Arial, Helvetica, sans-serif"><font size="2"><br>[ <a style="text-decoration:none" href="research.cfm" target="_top">Articles</a> | <a style="text-decoration:none" href="calculators.cfm" target="_top">Calculators</a> | <a style="text-decoration:none" href="newsletters.cfm" target="_top">Newsletters</a> | <a style="text-decoration:none" href="quotes.cfm" target="mondo">Quotes</a> | <a href="https://www.emeraldsecure.com/contact_form.cfm?SSLID=1005&SN=247648889" onclick="javascript:infobox('https://www.emeraldsecure.com/contact_form.cfm?SSLID=1005&SN=247648889','680','550'); return false;" target="_blank" style="text-decoration:none">Contact Us</a> ] </font></td></tr> <tr><td align="center"><font face="Arial, Helvetica, sans-serif" size="1"> <a style="text-decoration:none" href="copyright.html" onclick="javascript:infobox('copyright.html','400','335'); return false;" target="_blank"> Copyright 2008 by Emerald Publications.</a><br> </font></td></tr></table></div></body></html>